So you’re banking on an annual merit or Cost of Living Adjustment (CoLA) and expecting extra money in your budget. Not so
Budgeting is hard. To be honest, it’s something that will evolve as our lives do. My life with toddler twins is very
So you actually have money left over each month after retirement contributions and childcare, the mortgage, utilities, food, and loan payments. Now
Many people use Sinking Funds (SF) and others don’t know what they are. Chances are if you read about personal finance or