Budgeting is hard. To be honest, it’s something that will evolve as our lives do. My life with toddler twins is very
Now they can entertain themselves, and they only need you for food, a cell charger, and your PayPal account login. But they overspend on cell data, shop too much, and jack your car insurance. This too can be addressed and planned for. It's time to start teaching them to save and set up a bank account for them, if you haven't already.