Many people use Sinking Funds (SF) and others don’t know what they are. Chances are if you read about personal finance or
So your child is going to get a degree, be it at a Liberal Arts or Technical school. They need tuition, room and board, and room decor. Do they have their own savings for fun expenditures? Have you budgeted for dorm room purchases (storage, bedding, tech items)? This needs its own Sinking Fund, separate from a 529 account.